Bringing clarity to a bewildering space
Comparing CCRC options for ala carte, tiered, all-inclusive and Life Care communities Understanding options in the continuing care retirement community (CCRC) market can be enough to make your head spin. Ala carte, discounted or all-inclusive services, Life Care communities… the differences are often bewildering, but make an immense difference in costs. Did you know CCRCs […]
6 signs you might be waiting too long to join a Life Care community
Life Care communities come with an entrance fee that reflects the cost of homeownership in the area, so it’s not uncommon for prospective members to take their time deciding to join. “I’m too young and energetic to think about this kind of solution,” “I’m not sure we can afford it” and “I’m not ready to […]
Can I afford a Life Care community in Arizona?
Deciding if you can afford a Life Care community in the State of Arizona shouldn’t revolve exclusively around the fees. Questions such as “how much is the entrance fee,” ““what services are included in monthly fees” and “will the monthly fee change if I need a higher level of services” are just a starting point […]
Is your retirement community progressive where it matters?
When looking for an Arizona retirement community that offers modern lifestyles and care practices, understanding a few key indicators can make the selection process a little bit easier. It culls the truly progressive from the so-so. And if you are already living in a retirement community, rather than shopping for one? Where it falls within […]
Is a Long-Term Care Insurance Policy the Same Thing as a Life Care Plan?
Long-term care insurance policies and Life Care plans might sound alike, but they are very different types of insurance. You can have one or both, depending on your health and financial means when you apply. I confess, I’m a worrier… and one concern I can’t seem to shake is the potential costs of health care […]
4 Perfect Reasons to Consider a Life Care Plan
Linda Esparza, Wellness Coordinator/Registered Nurse Case Manager Planning ahead provides a certain level of comfort and, especially for older adults who worry about remaining independent, a Life Care plan can be the ultimate way to prepare for the future. “Life comes unexpectedly,” says Wellness Coordinator Linda Esparza, RN, BSN. “This allows people to plan ahead […]
Understanding Long-Term Care Insurance vs. Life Care Plans
Understanding differences between long-term care (LTC) insurance versus Life Care plans can be a bit baffling. Many people are concerned about outliving their financial resources. What happens if I am diagnosed with Alzheimer’s disease? Would a health care crisis wipe out my estate? If I’m sent to a nursing home, how many days are covered? […]
6 Reasons Your Life Care Plan Should Include Arizona
Where do you want to live in retirement? Have you considered Arizona? While many retirees flock to Florida and other coastal areas, the Grand Canyon State may be an even better fit for you. From affordability to great weather, there are plenty of reasons so many retirees are settling in the Southwest. Here are six […]
What is It Like to Live in a Luxury Life Care Community?
Whether you’ve been researching for months, or you’re just beginning to compare your retirement options, chances are you have lots of questions about Life Care communities—specifically luxury Life Care communities. And no matter how many pamphlets you read or virtual tours you take, you’re still probably a little unsure about what it’s like to actually […]
The Who, What, How and When of Life Care Planning
When people hear the phrase “planning for the future” they’re immediately filled with anxiety and apprehension. After all, “planning” sounds like a lot of effort. And as a healthy and active retiree, you may feel like you’re nowhere near ready to begin creating a Life Care plan. Isn’t that something people do when they’re much […]
