Life Plan Communities
Life Plan Communities are a retirement living option that encourages an active independent living lifestyle.
Residents of our Life Plan Communities can live life to the fullest by taking advantage of the many benefits of independent living, including a range of health services within a socially active community that offers exceptional amenities and a unique and vibrant lifestyle.
What is Life Care
Residents living at any Sun Health Community location as well as Sun Health At Home® members are assured access to a full continuum of care under a Life Care agreement. While there is an upfront investment associated with a Life Care agreement, the savings and peace of mind for you and your family that comes with a Life Plan Community is significant.
Every Sun Health Community location offers residents three agreement options for Life Care which include an entrance fee and monthly fee. With three life care agreements to choose from, there are options that can best fit your current health or financial situation.
The Benefits of Life Plan Communities and Life Care
Choosing a living option is an important decision, but with a Life Plan Community, it’s easier to decide knowing you’ll have access to all levels of care within the community you love, should you ever need it.
At Sun Health Communities, care levels can range from the following:
- Independent living: Individuals who do not need hands-on care and are able to manage daily activities without extra assistance.
- Assisted living: Individuals who can live semi-independently but could still benefit from day-to-day assistance.
- Memory support: Individuals living with Alzheimer’s, dementia or other forms of memory impairment.
- Skilled nursing: Individuals with medical conditions that require moderate to total assistance with everyday life.
- Rehabilitation: Individuals recovering from injury, illness or hospitalization.
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Sun Health At Home Discovery Seminar
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Progressive Wine Event and Luminaria Celebration
Common Questions About Life Plan Communities
At Sun Health Communities, both residents and Sun Health At Home members receive access to many services that help encourage happy and healthy living. There is no waiting period to access your Life Care benefit, as it begins when you complete the Life Care agreement. Should you need additional levels of care (including assisted living, skilled nursing, memory support or rehabilitation), that too will begin as soon as necessary, with a reduced need for additional paperwork or approvals.
Sun Health Communities offers three agreement options for Life Care: Traditional, Traditional with Health Care Benefits, and Refundable. Each option includes an entrance fee and monthly fee. We will help you identify the plan that is best for you.
Sun Health At Home offers membership plans to accommodate a variety of needs and benefits such as in-home functional and safety assessments, health and wellbeing services, social activities and a full suite of health services provided through Life Care.
The goal of Life Care is to foster the best functionality as you age, providing the support you need in your existing community through all levels of care.
Long-term care insurance is a premium that you pay to a company. Many long-term care insurance policies cover part but not all costs that may be associated with higher levels of care. Your policy may also require you to move if you need a higher level of care. In addition, if you are unable to pay your premiums, the company may cancel your benefits. With a Life Care agreement, you will continue to be covered even if you cannot pay your monthly fees.
The beauty of Life Care is the predictability of cost. Life Care helps effectively minimize higher fees when care is needed. Those insured by long-term care insurance policies cannot be assured all costs regarding their future care will be covered. Plus, premiums increase on all policies over time. At Sun Health Communities, all future premium increases are capped under your contract.
Planning for a Life Plan Community
We’re here to help ensure that your next big life decision is an easy one with our comprehensive guide, 15 Questions About Retirement Living. Download it below for access to commonly asked questions, including what to expect, what your options are, and more.
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Looking to take the next step? We’re here to help. Whether you’re looking for more information about any of our communities, or have a general question about Sun Health, our team is here to support you and answer any questions you may have.
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