Planning for every stage in life

We spend our lives with an eye on the future, or do we? Let’s take a minute and go back a few years. Remember when you were 12? We all had one thing in common – we wanted to grow up! We couldn’t wait to be 13, then 16 and then that magical age of […]

Best Places to Retire in Arizona

Where are some of the best places to retire in Arizona? Choices are abundant, offering incredible, vibrant lifestyles and amenities for older adults that take full advantage of Arizona’s amazing weather,  affordable housing and quality of life. The Phoenix Metropolitan area’s West Valley is especially attractive to retirees. You’re just as likely to encounter a […]

We’re young and energetic, why think about retirement now?

  Waiting can reduce your retirement choices Age sneaks up on all of us, along with big retirement choices that we might not feel prepared to make. Questions like “Should I move to a retirement community?” and “Should I purchase long-term care insurance?” are imposing in their importance. Without a sense of urgency, it’s easy […]

What are the health screening requirements to join a continuing care at home (CCaH) plan?

If you’re considering a continuing care at home (CCaH) program like Sun Health at Home, you’ve probably noticed there is a health screening requirement to join. A CCaH program evaluates prospective members’ health at the time of application, so it can effectively evaluate potential members’ likelihood of living independently in their own home without the […]

Is a Long-Term Care Insurance Policy the Same Thing as a Life Care Plan?

Long-term care insurance policies and Life Care plans might sound alike, but they are very different types of insurance. You can have one or both, depending on your health and financial means when you apply. I confess, I’m a worrier… and one concern I can’t seem to shake is the potential costs of health care […]

How the Arizona Retirement Lifestyle has Evolved

“We’ve come a long way, baby,” croons Loretta Lynn in her 1979 hit single (and album!) of the same name. Maybe she was referring to a relationship in that fabulous song, but the same thought certainly applies to a multitude of things today… including Arizona retirement lifestyles. Loretta is on our mind because of her […]

4 Perfect Reasons to Consider a Life Care Plan

Linda Esparza, Wellness Coordinator/Registered Nurse Case Manager Planning ahead provides a certain level of comfort and, especially for older adults who worry about remaining independent, a Life Care plan can be the ultimate way to prepare for the future. “Life comes unexpectedly,” says Wellness Coordinator Linda Esparza, RN, BSN. “This allows people to plan ahead […]

Can You Future-Proof Your Retirement Nest Egg?

You have a paid-off mortgage and a smartly invested nest egg you’ve spent a lifetime accumulating, but is it enough to fund the retirement lifestyle you want? For some, it’s the completely unexpected expenses that leave them scrambling: a spouse that passes away too soon, an economic downturn, memory care for dementia that could last […]

Understanding Long-Term Care Insurance vs. Life Care Plans

Understanding differences between long-term care (LTC) insurance versus Life Care plans can be a bit baffling. Many people are concerned about outliving their financial resources. What happens if I am diagnosed with Alzheimer’s disease? Would a health care crisis wipe out my estate? If I’m sent to a nursing home, how many days are covered? […]

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